Helping individuals and families qualify for life insurance.
With a brilliant track record in helping individuals qualify for life insurance, The Harless Agency attributes their success to an unwavering dedication to exceptional service as well as offering the personal investment that only an independent broker can offer.
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I strive to prioritize my client's peace of mind above all else because I understand that the world of insurance can be daunting without proper guidance. I view life insurance as an asset that can generate a tax-free income in death and, in some cases, can provide livings benefits if you were to become sick.
Term life insurance provides coverage for a specific period, usually ranging from 10-30 years.
Permanent life insurance offers guaranteed coverage and is sometimes broken down into a policy called universal or whole life.
Protection
Mortgage protection is a type of term life insurance designed to cover your mortgage payments if you pass away while the policy is in force.
Riders
Life insurance riders can help you prepare for unexpected events that may arise while you are alive, such as a disability or critical illness diagnosis.
Annuities are popular retirement savings vehicles that offer accumulation potential and provide financial security that you can turn into an income stream during your retirement years.
Protecting your future is important, and with life’s uncertainties, protecting against a work-related disability or a critical illness diagnosis can provide peace of mind and financial security for your loved ones.
Disability insurance can cover workplace injuries, disability claims, and even pregnancy. Many people think of it as “paycheck protection” because it can cover your income if you are unable to work due to a short-term or long-term disability.
Final expense insurance is a type of permanent life insurance policy that provides a lump sum to your chosen beneficiary to cover end-of-life expenses.
I have access to over 47 of the top A+ rated carriers across the country.
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Office: Roanoke, VA
Direct: (540) 264-3049
Email: mike@mikeharless.com
Site: www.mikeharless.com